Krama

Educación Financiera

Educación Financiera, or financial education, refers to the process of acquiring knowledge and understanding of financial concepts and skills necessary to manage personal finances effectively. This includes understanding budgeting, saving, investing, credit management, and financial planning. The goal of financial education is to empower individuals to make informed financial decisions, develop good financial habits, and improve their overall financial literacy. It emphasizes the importance of being able to read and interpret financial information, assess risks, and make sound financial choices that can lead to financial stability and growth. Financial education is essential for individuals at all stages of life, helping them to navigate financial challenges and achieve long-term economic well-being.